Loan Simulator

This is a calculation and planning tool for estimating mortgage repayments with advanced rate schedules.

No loans, no applications, no brokerage.
The app does not provide financial services, does not connect you to lenders, and does not support any payments or transactions.

Model realistic scenarios such as:
・0.5% for the first 10 years → 1.2% from year 11
・step-up rates, or potential increases in variable rates

Key Features
　1. Flexible rate schedules
　　Define interest rates by period to simulate step-up plans or future rate changes.
　2. Save & load scenarios
　　Store multiple scenarios on your device and revisit them anytime.
　3. Export & share
　　Export results (e.g., text/PDF) to share with your spouse or keep for your personal records.
　4. Minimal, distraction-free design
　　A calm charcoal-and-silver theme with no unnecessary distractions.

Recommended for
・Homebuyers comparing repayment scenarios
・Anyone planning for potential rate changes
・Users who want to save and compare multiple scenarios over time