Kamoa - Fair Business Loans

Kamoa is a digital financial marketplace designed to empower Nigerian small and medium businesses by connecting them with reliable lenders. Backed by the Development Bank of Nigeria, Kamoa simplifies the loan application process, allowing users to build a business credit profile and access fair, transparent loans directly from their smartphones.

With Kamoa, businesses can quickly register their personal and financial details to be matched with suitable loan offers, featuring competitive interest rates and flexible terms up to 10 years. The platform promotes financial inclusion by digitizing loan origination and verification, enabling better credit score growth (Kamoa TrustScore), and providing a marketplace view to compare various loan products. Kamoa’s mission is to foster trusting relationships between business owners and financial providers, supporting business growth throughout Nigeria.