Çember - Birlikte Biriktir

Çember is a social savings application that works on the golden day model. It allows you to come together with friends you know and trust and save money regularly for the goals you want.

Now, form a circle and save money for that trip, computer, bike or anything you want that you have always dreamed of but could not save money for, together with your friends with whom you share your dreams. Thanks to Çember Pazaryeri, when it is your turn to receive payment, you can benefit from special advantages to purchase the products you target.

Who is the Circle for?
Those who cannot save money, those who want to save regularly, those who do not like to be in a constant debt cycle, those who are tired of paying credit card installments, and anyone who needs money to realize their dreams can use Çember.

How does it work?
The targeted amount is divided by the number of people participating, a rank is determined among the participants by the krua performed by the system, and each month the other participants send the determined monthly amount to the participant whose turn it is. Thus, when the cycle is completed, all participants will have accumulated the target amount.

🔵 Create a Circle: Choose the topic you've always dreamed of and determine the amount needed to make this dream come true.

🔵 Invite Your Friends: Invite your friends and family members who have the same dream as you. The larger the circle, the less you have to pay monthly to reach your goal. Remember, in Circle, users can join a circle only with an invitation code.

🔵 Start saving: The circle will start when it reaches enough people. Those in the circle will send the monthly amount to one circle participant each month.

Leave the rest to us. 🤓 Every month we will remind those in the circle whose turn it is. You can easily copy the IBAN numbers you will send from the circle detail page, and follow up on whose turn it is that month and when it will be your turn. Your IBAN number is shared only with the circle participants who will make payments, no payment is withdrawn. Participants make the payment themselves every month. The recipient of the payment also confirms that he has received the payment. You can motivate your friends from the comments section specific to each circle.


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User Agreement: https://cember.app/user-agreement