myCircle : Earn, Spend & Save

myCircle is a multi-currency savings & investments marketplace that helps you earn, so you can save, invest and grow wealth effortlessly while socializing & building a community of financially responsible connections.

myCircle simplifies the savings journey by embedding itself into your daily finance circle, making it very easy for anyone to create, build and manage wealth anywhere.

How does it work?

myCircle Save,
A social cross-border savings & wealth-building system that enables anybody to easily earn, spend & save anywhere, in local & FX currencies, among circle groups, while developing financially responsible relationships & connections. You earn as high as 21% return on savings. Under myCircle save, you can decide to create FIXED Long-term deposit, TARGET Based Savings or CHALLENGE Based Savings. These saving plans can be within a group or individual, private or public - what counts for you is the means to be accountable to your savings anytime anywhere. Savings can be placed on auto run using our AutoSave feature that enables seamless top ups securely. You can also invest with our well curated and vetted mutual investment partners in different sectors and earn up to 35% return on your investment per annum.

myCircle Amor,
Finance is the bedrock of any successful marriage. With the rate divorce at 72%, analysis shows that money is the second cause of divorce after infidelity. myCircle Amor lets you meet the right financially dependent partner. You can request circle savings groups specifying the amount, duration and saving frequency, stating the type of person you want to save with. You can build a financially sustainable relationship with an accountable and financially dependent partner on myCircle Amor.

myCircle Pay,
We understand a larger percentage of our users earn too little to save. Instead of pinching their already little income, We have partnered with over 52 merchants that deal with what our users spends 80% of their income on monthly (Food, Utilities and Transport). With myCircle Pay, an easy checkout payment gateway that allows our users create savings while spending. Users earn discounts of up to 30%, which is automatically transferred to their myCircle wallet for savings.

myCircle Influence,
Are you an influencer or someone with the power to pull crowd, myCircle Influence allows you use you skill for a sustainable finance for good cause. You can help create awareness, improve earning power and accelerate saving culture for your community whilst creating a recurring income for yourself. myCircle Influence allows you create multiple circle saving groups for multiple purposes. Any group above 1,000 users earns you 10% prorated interest on the interest generated by the users in the group (T&C's apply).

myCircle Social
Our social community provides you an accountability platform ensuring you commit to an exciting and fulfilled saving journey. You can chat in private and public, build sustaining friendship with accountable connections and create business opportunities.

myCircle Premium
The premium business community where business ideas are built and executed for wealth equality. This group curates and aggregates top users and HNIs with high saving rating where you can partner with each other and myCircle to build and execute business ideas. We have built 7 businesses so far, with the highest churning business, a ride hailing business with more than 6 assets making weekly income for the curators of their Premium group.

Security,
We are regulated and risk insured with top insurance company. Backed by a bank, we carry our our services in a seamless, innovative, secured and trust environment, ensuring your money are always safe and available when needed. Interest are paid on a monthly base and a transparent screen for analyses of how the interest are generated.

You can follow us on X (formerly twitter, Instagram, YouTube and Linkedin) - myCircle Africa.