CircloPay

CircloPay digitalises rotating savings groups (chit funds, tandas, susu) to make community finance secure, transparent, and accessible.

Key Features:
• Create or join savings circles with friends, family, or community
• Digital contributions with automated payouts on rotation
• Real-time tracking of all payments and distributions
• Member verification for security and trust
• Clear payout schedules for all members
• No physical cash handling or informal recordkeeping

Perfect for:
• Building emergency savings
• Small business owners pooling capital
• Informal groups wanting structured savings
• Anyone excluded from traditional banking
• Migrants sending money home
• Community organisations managing group finances

CircloPay transforms ancient financial practices into modern fintech, combining security, transparency, and community trust.