Hg Tip On

A friction cost auditing tool designed specifically for long-term investors. It separates actual expenses such as commissions and stamp duty from calculated values ​​like opportunity costs and missed-opportunity losses, helping you see clearly what's quietly eroding your returns.

1. Full-cycle cost ledger, filtered by year, reports exported with one click.

2. Three sets of calculations for holding opportunity cost, time spent out of the market, and fixed-investment loss, archived and compared.

3. Side-by-side simulation of rebalancing fee schemes, comparison of net proceeds from exit paths.

4. Fully local offline, no market data dependence, no buy/sell advice, allowing for calm and rational review.