Penny — Money & Budget

Meet Ask Penny — your new AI money coach. Plus multi-loan tracking, smarter recurring bills, and a smoother sign-in.

Meet Penny — a baby dragon who lives in your budget and reacts to every choice you make.

Doing great? She lounges on a gold pile in sunglasses. Overspending? She panics in a mountain of receipts. Your money finally has a face — and she cares.

BUDGETING THAT FEELS LIKE A GAME

• Set your monthly budget and watch the ring — you always know what's safe to spend
• The 50/30/20 formula built in: needs, wants, savings, split automatically
• Log expenses in seconds — earn coins for every one
• Keep your streak alive, unlock achievements, dress Penny in the wardrobe

REAL TOOLS UNDERNEATH

• Multi-currency: pay in €, $, lei, zł — Penny converts at today's rates
• Track subscriptions & bills — get warned before they bite
• Savings goals that actually drain your budget (honest math, no fictions)
• Track loans and investments in one place
• Works offline — log anywhere, syncs when you're back

PENNY PRO unlocks end-of-month forecasts, full analytics, unlimited goals, and portfolio insights. Free 7-day trial on the yearly plan.

Your data stays yours: stored securely in the EU, protected so only you can access it, exportable anytime.

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