Penny Pals

Learn smart money habits with your virtual pet.

Meet Penny, your personal money buddy! Penny Pals make financial wellness feel like play. Take care of Penny, your adorable virtual pet, by building real-world money habits. The healthier your habits, the more Penny grows.

What you can do: • Lessons — Complete fun, interactive money lessons to learn and earn coins. • Daily Quizzes — Answer quick, rotating questions to learn about saving, spending, and budgeting. Get them right to earn coins! • Savings Goals — Set personal goals and track your progress. Completing goals earns big rewards. • Smart Budgeting — Plan your spending with built-in guidance like the 50/30/20 rule. • Daily Streaks — Come back every day to build a streak and keep Penny smiling. • Customize Penny — Spend your earned coins to unlock new ages and trips, with more fun customization coming soon. Watch Penny grow from baby to boss and travel the world with your pet!

Penny Pals is designed to be warm, cozy, and encouraging — never cold or cynical. Whether you are just starting your financial journey or looking for a fun way to stay on track, Penny is here to cheer you on.

No subscriptions. No pressure. No collecting, storing, selling, or sharing of your personal financial data. Just you and Penny, getting better with money every day.

Penny Pals is for educational/gamified purposes and not a registered banking/investment service.