BNPL Guard - Pay Later Track

See everything you owe across Klarna, Afterpay, Affirm and more - without connecting your bank.

Four payments here, three payments there - Buy Now Pay Later debt hides in a dozen apps. BNPL Guard puts every plan on one calendar, so "phantom debt" can't sneak up on you.

TRACK EVERY PLAN, PRIVATELY

• Add plans from Klarna, Afterpay, Affirm, Zip, PayPal Pay in 4, Sezzle or any service
• Enter it once: total, payments left, amount, next due date
• No bank connection, no account, no data leaves your iPhone - ever

ONE CALENDAR FOR EVERYTHING

• See this week's and this month's total due at a glance
• A unified calendar shows every upcoming payment across all services
• Mark payments done and watch your balance shrink

STAY AHEAD OF DUE DATES

• Optional reminders the day before each payment (Pro)
• Payoff celebrations when a plan reaches zero

BREAK THE CYCLE

• Log the BNPL offers you resisted and watch your avoided-debt total grow

EXPORT

• PDF payment schedule you can save or share (Pro)

PRICING Free to download - track up to 2 active plans forever. BNPL Guard Pro unlocks unlimited plans, reminders, and PDF export: $2.99/month or $14.99/year, each with a 7-day free trial.

BNPL Guard only tracks what you enter yourself. It doesn't connect to any BNPL provider or bank, and it never offers financial advice.

Privacy Policy: https://goonobu-dot.github.io/batch13-pages/bnplguard/privacy.html Support: https://goonobu-dot.github.io/batch13-pages/bnplguard/support.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/