Payment Calendar: Bill Planner

New Subscription Center: see renewals, yearly costs and potential savings. Compare recorded income with planned payments — no bank linking or account.

See what's coming — without the end-of-month surprise.

Payment Calendar brings your credit card statements, installments, loans, bills and subscriptions together in a single calendar. Enter them once, and the app reminds you of the rest.

It's not a daily expense tracker. You don't need to log every receipt — just add your recurring obligations and clearly see your payment load for the months ahead.

ENTER ONCE, FORGET • Card statement, installment, loan, bill, subscription — six types, one flow • Link an installment to its card: it's counted within the statement, no double counting • Installments and loans drop off the calendar automatically when they end

SEE WHAT'S AHEAD • This month's total, paid/remaining and overdue on the home screen • This Month's Balance compares recorded income with planned payments; everyday spending is not included • What you'll pay on which day in the calendar, with category colors • Upcoming months in Forecast — which month is heavy and when each installment ends

REVIEW YOUR SUBSCRIPTIONS • Subscription Center shows monthly average, estimated yearly cost, and upcoming renewals • Mark subscriptions you no longer use to review their potential yearly cost; this does not cancel them • Set a reminder to decide before renewal and open official account-management help for supported services

REMIND ON TIME • A notification before the due date (how many days ahead is up to you) • Mark as paid as you go and track the rest

YOUR DATA STAYS WITH YOU • No account, no sign-up, no bank linking • Financial data stays on your device; iCloud backup stays in your own space • No ads, no tracking, no data selling

HONEST PRICING • The core app is free: unlimited entries, calendar, reminders, and 6-month forecast • The basic subscription summary and decision reminders are free • Premium adds 12- and 24-month forecasts, advanced yearly analysis, and reminders for individual payments — no misleading trial or surprise charges • Yearly, monthly, or a one-time lifetime purchase — your choice

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