PointsWorth

Track every points balance, see what it's really worth, and find out which transfer gets you the award you want.

PointsWorth turns a pile of credit card points into decisions you can actually act on.

TRACK WHAT YOU HAVE Add your balances across 15 major programs and see the whole portfolio valued in dollars — with a breakdown by bank, airline and hotel points, and a running total of how much your redemption choices are worth.

POINTS OR CASH? Enter a fare and the miles it costs, including the taxes you'd still pay on an award. PointsWorth calculates your true cents per point, compares it to what that program typically returns, and gives you a straight verdict: use the points, or pay cash and keep them.

FIND THE AWARDS WORTH CHASING A curated library of 36 high-value redemptions — from 10,000-mile domestic flights to Singapore Suites — each with what it costs, what it's worth, and why it's a good deal.

KNOW WHICH TRANSFER TO MAKE This is the part no spreadsheet does well. Pick an award and PointsWorth checks it against your actual balances, applies every transfer partner's ratio, and shows you exactly which programs can reach it and how many points you're short.

SET A GOAL AND WATCH IT FILL Save toward a specific redemption and track your progress across every program that could get you there.

ALSO INSIDE • 150+ transfer partners with ratios and transfer times • Expiration policies and earning tips for every program • Ask Siri what your points are worth • Works completely offline — no account, no ads, no tracking • Built for iPhone and iPad

Point values are estimates based on published award charts and typical pricing. Programs change their rates without notice, so always confirm the real cost before booking. PointsWorth is general information, not financial advice.