Points Vault - Rewards Tracker

Version 2.0 is here. Import bank statements, track budgets by category, and get card recommendations based on how you actually spend. All on-device

Points Vault helps you track, manage, and maximize your credit card points, airline miles, and hotel loyalty rewards — all in one place.**

WALLET Add your credit cards and earning platforms. See every loyalty program you can access through transfer partners, organized by airline alliance and hotel chain. Know exactly what you have and where it can take you.

OPTIMIZER Enter your monthly spending and let Points Vault recommend the best card combination for you. Solo card, duo, or trifecta — find the setup that earns the most points within your fee budget.

EXPLORE Discover cards worth adding to your wallet. See welcome bonuses, annual fees, and perks — ranked by how well they complement what you already carry.

TIPS Browse expert travel rewards guides written by real points enthusiasts. From transfer partner sweet spots to card strategy breakdowns — updated regularly at points-vault.com.

FEATURES

• 45+ credit cards from Chase, Amex, Capital One, Citi, and more
• 28+ airline and hotel loyalty programs
• Transfer partner mapping so you always know where your points can go
• Spending optimizer with 9 categories and customizable fee budgets
• Earning platforms including Bilt Rewards, Rove Miles, and Rakuten
• No account required — sign in only to sync across devices