Steward: Faithful Budgeting

Budget your income, build a debt-freedom plan, and track the ways you've blessed others — all in one place with no ads, built on biblical stewardship (Luke 16:10).

Steward is a budgeting app built around one simple idea: manage your money faithfully, with a plan.

Track your income and expenses, build a debt-freedom plan with a snowball approach, and keep a journal of the ways you've been able to bless others — all in one place, with no ads, no subscriptions, and no paywalls.

FEATURES:

*Budget & Categories Set up your income and recurring expenses, then assign a target — a percentage of income or a fixed amount — to categories like Tithes & Generosity, Savings, Living Expenses, Personal, and Debt. Steward starts you off with balanced, ideal default targets designed to help you live within your means and still live well, while making steady progress toward your financial goals — whether that's becoming debt-free, building savings, or investing in your future. Every target is fully customizable to fit your own income and season of life. See exactly where every dollar is going, and how your actual spending compares to your plan.

*Debt-Freedom Plan List your debts and Steward automatically orders them smallest to largest which allows you to visually see your debt-payoff progress when snowballing. Add an extra monthly payment, and Steward shows a live projected debt-free date — recalculated automatically any month you pay more than planned.

*Blessings & Giving Journal Log the ways you've been able to bless others — a gift, help with a bill, anything generous — and keep a running journal. This isn’t meant for boasting or posting, but to remember that God is good: He has blessed you so that you can be a blessing to others. This journal is a reflection of how God can extend His love and blessings through you — and it starts with financial stewardship.

*Your data, your account Steward uses secure account sign-in so your budget syncs across your devices — and you're always in control: delete your account and all your data permanently, anytime, right from Settings.

Steward is completely free to use, with no ads, no subscriptions, and no debt limit. If it helps you, an optional tip is always appreciated — but never required.

"Whoever can be trusted with very little can also be trusted with much." — Luke 16:10