Skeoz

Now live and growing across the Philippines, US, Canada, Australia, and more. Skeoz brings your budget and your prayers. — steward well, one day at a time.

Pray. Budget. Steward. Skeoz is a faith-based budget tracker and prayer journal built for those who believe money management is stewardship. Track expenses, savings, and bills — while journaling prayers and growing in faith, all in one app.

Skeoz brings your finances and your faith into one place. Not as two separate things. But as one journey of faithful stewardship.

BUDGET WITH INTENTION Track every transaction with clarity. Log income and expenses in seconds. Manage cash, bank accounts, e-wallets, and credit cards all in one place. See your total balance, monthly spending, and net position at a glance.

Track loans and watch your payoff progress grow. Monitor recurring bills so nothing catches you off guard. Set savings goals and watch them fill up over time.

SHOP WITH INTENTION Start a market run and log items one by one as you shop — soap, rice, shampoo — without going through a full expense form each time. Save the run as one transaction. Come back next week and see if prices went up or down since your last visit.

SHARE THE JOURNEY Going on a trip with friends? Create a group trip, add your companions, and log every shared expense as you go. Assign each person their share — equal or custom amounts. Track who has paid you back and who still owes. Mark payments as they come in. Archive the trip when everyone is settled.

RECORD GOD'S FAITHFULNESS Log what you are trusting God for. Add updates as He moves. Mark prayers as answered and write your testimony. Every answered prayer becomes a permanent record of His faithfulness in your life.

Over time your prayer list becomes something more — a living history of God showing up again and again in the everyday details of your life.

JOURNAL YOUR FAITH Write freely. Give each entry a title. Attach scripture. Track your mood. Add tags. Over time your journal becomes a record — the story of your faith and your finances growing together.

CHECK IN DAILY Two questions. Thirty seconds. Every day.

How is your spirit? How is your stewardship this week? Build a streak. Reflect on a rotating prompt. See your history grow over time.

YOUR STEWARDSHIP JOURNEY Watch your story build. Every answered prayer, every loan paid off, every savings goal reached — added to a personal timeline of God's provision in your life.

FREE AND PREMIUM Skeoz is free to download and free to use for everyday budgeting, prayer, and journaling.

No paywall on faith. Ever.

Premium unlocks your full transaction history, advanced spending analytics, cloud backup, unlimited accounts, loans, bills, and savings goals, market runs, group travel splitting, expense groups, and smart insights.

YOUR DEVICE. YOUR DATA. Skeoz stores your data on your device first — always. The app works completely offline. No internet connection is required to log a transaction, write a prayer, or check your balance.

Premium users get silent cloud backup in the background so your data is protected if you ever lose or replace your phone.

Skeoz is for the faithful steward who believes that how you handle money is faithful stewardship. and that God's faithfulness deserves to be remembered.

Grow in Faith & Finance.

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