Gearwise

Track rental property tax, deductions, and the 2026 negative gearing rules.

Gearwise helps Australian property investors track rental income and expenses, understand how the 2026 negative gearing reform affects each property, and stay ready for tax time - all from your phone.

WHAT YOU CAN DO • Check which negative gearing regime applies to each property (grandfathered, quarantined, or new-build exempt) under the 2026 rules • Log expenses and income in seconds - snap a photo of a receipt and Gearwise reads the amount, date, and vendor automatically • Track capital works and plant & equipment as separate depreciable assets, with an automatic prime-cost depreciation schedule • Estimate capital gains tax when you sell, including the 50% CGT discount and quarantined-loss offsets • See a day-by-day usage calendar for short-term rentals to catch deduction risk before it becomes a problem at tax time • Run an expense validation check that flags transactions that look mismatched against your usage history • Generate an accountant-ready pack summarising the financial year

Gearwise is a tracking and estimation tool, not a substitute for professional tax advice - always confirm figures with your accountant before lodging.

Gearwise syncs with your account on gearwise.com.au, so you can start on the web and pick up on your phone.