BudjetBuddy: 50/30/20 Budget

Budgeting, beautifully simple.

BudjetBuddy splits your income into needs, wants and savings on the simple 50/30/20 rule — so you always know exactly where you stand. No spreadsheets, no steep learning curve. Set it up once and check in whenever you spend.

Everything you need, nothing you don't

• The 50/30/20 budget, done for you — your income auto-splits into needs, wants and savings, with a live health score that tells you at a glance whether you're on track. Prefer a different mix? Every split is fully adjustable. • Log an expense in seconds — a fast keypad, or snap a receipt and let AI fill in the amount, merchant, date and category for you. • Payday checklist — line up bills, loans and cards for each payday, tick them off as you pay, and let it reset automatically every cycle. • Trackers for everything — loans, credit cards, investments, an emergency fund and recurring reminders, all in one calm place. • See where your money goes — spending trends, income vs. spend, and your savings rate over time. • Works offline — local-first by design, so it just works with no connection. Premium adds encrypted cloud backup across devices.

Private by design

Your budget lives on your device, not our servers. Lock the app behind a PIN or biometrics. We never sell your data, and it never leaves without your say.

BudjetBuddy Premium

Unlock receipt scanning, unlimited expense entries, encrypted cloud backup, and CSV/PDF export. Subscriptions are billed through your app store account.

Take control of your money. Free to start. Just clarity.

BudjetBuddy Premium is offered as an auto-renewing subscription.

• Monthly Premium: billed monthly
• Yearly Premium: billed annually

Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings.

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