Fincent: Budget & Expense

Know your month before it ends. Log expenses in seconds, set budgets and goals, and see exactly what you're on pace to spend. No bank login required.

Fincent is the fast, private way to track spending, plan budgets, and see where your month is headed — before it gets there.

Log an expense in seconds, set budgets that reflect your real life, and let Fincent project your end-of-month balance from your actual spending pace. No bank login. No clutter. Just clarity.

KNOW YOUR MONTH AT A GLANCE • Income, expenses, and net for any period — this month, last month, or any custom date range • Spending by category in a clean, readable breakdown • Your running balance, always up to date

TRACK EXPENSES IN SECONDS • Add income or expenses with a fast, focused entry screen • Organize with custom categories, payment methods, and notes • Search and filter by type, category, payment method, or date range • Recurring items with auto-post: rent, salary, subscriptions — logged for you, on time

BUDGETS THAT KEEP YOU HONEST • Set an overall monthly budget plus per-category budgets • See exactly how much you've used and how much is left • Going over? You'll know immediately — not at the end of the month

FORECASTS, NOT SURPRISES • Projected end-of-month net based on your current spending pace • Upcoming recurring bills included automatically • Cumulative spending charted against your budget line

INSIGHTS THAT MAKE SENSE • Budget vs Actual by category • Income vs Expenses across the last six months • Category trends over time — spot the creep before it becomes a habit

SAVINGS GOALS WITH A PLAN • Set a target amount and a date; Fincent calculates the monthly pace you need • Watch your progress build month after month

YOUR DATA IS YOURS • No bank account linking required — quick manual entry keeps you in control • Export transactions to CSV, or a complete JSON backup covering categories, payment methods, notes, budgets, goals, and more • Import and restore anytime; a safety backup is created first • Multiple currencies and a custom starting balance

MADE FOR REAL LIFE Whether you're paying down debt, saving for something big, or simply tired of wondering where your paycheck went, Fincent is the personal finance app that gives you the full picture — a budget planner, expense tracker, and money manager in one calm, beautiful dark interface. No spreadsheets. No judgment.

New here? Load realistic sample data to explore the charts and budgets, then clear it with one switch and make Fincent your own.

Download Fincent and know your month before it ends.