Budget Planner: Expenses

Log what you spend. See where it goes. Stay on budget.

Budget Planner is a private, offline expense tracker: you enter your own spending, and the app keeps it organized, categorized, and easy to review.

No bank login. No signup. Nothing leaves your device.

TRACK YOUR SPENDING

• Log an expense in seconds and tag it to your own category
• Add notes so you remember what a charge actually was
• Browse a clean history by day, week, or month
• Choose your display currency from 10 options

STAY ON BUDGET

• Set a monthly limit for each category
• Get a gentle heads-up at 80% and 100% of a limit
• Watch your remaining balance for the month at a glance
• Optional daily reminder and weekly summary

BILLS AND SUBSCRIPTIONS

• Keep every recurring bill, subscription, and paycheck in one list
• See your total monthly subscription cost in one number
• Spot which subscriptions are billing soon, so forgotten ones stop slipping past you

SAVINGS GOALS AND JARS

• Create goals for a trip, a laptop, a rainy-day cushion
• Track progress visually and celebrate the milestones
• Split money into purpose-based jars, the classic envelope method
• Log round-ups on your purchases to nudge small amounts into a goal
• Take on optional savings challenges when you want a push

THE BIGGER PICTURE

• Debt payoff planner using the snowball or avalanche order, with an estimated payoff date
• Net worth view: what you own against what you owe, plotted over time
• Weekly and monthly charts with a category-by-category breakdown
• Daily check-in and a streak, for people who like keeping the chain going

YOUR DATA, YOUR DEVICE

• Everything is stored locally, and the app works fully offline
• Back up to your own iCloud when you want a copy
• Export everything to CSV for a spreadsheet or tax prep
• No account, no sign-up, no bank connection

ON YOUR HOME SCREEN

• An iOS widget puts your goal progress in front of you without opening the app
• Light and dark themes

ASK ABOUT YOUR OWN NUMBERS

• A built-in assistant answers questions about the spending you have logged and explains general budgeting ideas in plain language. It is a writing and explanation helper, not an advisor.

PREMIUM Premium removes ads and raises the assistant's daily chat limit, unlocks the full stats history, advanced reports, CSV export, and extra themes. Available weekly, monthly, annually, or as a one-time lifetime unlock. The core expense tracking stays free.

Budget Planner does not provide financial, investment, tax, or legal advice, and it does not connect to any bank or move any money. It is a personal organization and productivity tool for keeping track of your own spending.

Questions or feedback? https://playtools.top/contact

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/