RenewalGuard

Every renewal gets a decision before it charges. Cancel in time, keep the proof, chase the refund — and watch your savings line climb. No bank login. No account.

Subscriptions don't overcharge you. They out-wait you.

The trial you forgot converts. The annual plan renews at a price that quietly went up. The gym you stopped visiting charges again — because cancelling needed 3 days' notice and nobody told you until it was too late.

RenewalGuard is not a subscription tracker. Trackers tell you when you'll be charged. RenewalGuard makes sure every recurring payment gets a DECISION before it charges — and then closes the loop: cancellation done, proof saved, refund chased, savings counted.

EVERY PAYMENT GETS A DEADLINE • A decision date before each renewal — you choose how far ahead • The LAST SAFE CANCEL DAY: the real deadline, including notice periods, shown on every card • A traffic-light view of your whole list: red for critical, amber for this week, green for safe • Trials tracked separately, with a warning before they convert to paid

NUDGES THAT DON'T GIVE UP • Daily reminders from your decision date until you decide — they never quietly stop • In the final days, urgent nudges repeat at every time you set: miss the morning one, the evening one catches you • Alarm mode: every nudge delivered loud and Time-Sensitive, cutting through Focus modes • The only off switch is the mute button on each payment — your choice, made deliberately

CLOSE THE LOOP, KEEP THE EVIDENCE • Decided to cancel? RenewalGuard keeps nudging until you attach proof — a confirmation number or screenshot, stored in the proof vault • Expecting money back? The refund tracker follows the expected date, nudges when it's overdue, and warns before your card-dispute deadline • Every cancellation feeds your savings ledger — the number that makes this app pay for itself

INSIGHTS THAT ACTUALLY THINK • What your subscriptions cost per day, month, year — and over the next five if you change nothing • A spending trend rebuilt from your real billing dates, six months back and six forward • A savings line that only climbs, a category donut, the next six months of actual charges • Plain-language recommendations: the price hike worth pushing back on, the three overlapping streaming services, the payment you rated 1/5 but still pay for, the money already kept in your pocket • Tap any payment for its own cost story: per-day cost, total paid since signup, share of your burn

PRIVATE BY ARCHITECTURE, NOT BY POLICY • No account. No bank login. No email scanning. Ever. • Everything lives on your device — the only network traffic is the App Store itself • Automatic backups to a folder YOU choose (pick iCloud Drive and they sync), as JSON or CSV, on your schedule — with a reminder if you haven't set one up • Restore any backup with one tap: merge into current data or start fresh. Moving phones is painless • Export everything anytime. Your data is yours; leaving is easy — which is why you'll stay

ALWAYS AT A GLANCE • Home and lock-screen widgets: a next-charge countdown gauge, open decisions, savings ledger • A Monday digest notification with your week's numbers and a chart of where the money goes • One audit day a year: a single reminder to review everything and cut the dead weight • Search, sort any way, or arrange cards in your own order

FREE VS PRO — NO TRICKS Free guards 2 payments with every feature above. Pro removes the limit and adds escalating multi-time nudging, the proof vault, refund tracking, and full savings history. One yearly price or one lifetime purchase — an app built to fight subscription creep will not sell you a monthly subscription.

Start with the two payments that scare you most. RenewalGuard will make sure they never surprise you again.

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