Subscription Tracker: SubGuard

Track every subscription and bill in one place. Log expenses, set a monthly budget, and get reminders before due dates. Stop wasting money on what you forgot.

UK households lose £100 to £400 each year on forgotten streaming subscriptions, unused gym memberships, and free trials that quietly auto-renew at full price. Stop each charge before it bills.

Subscriptions: Bill Tracker shows the true yearly cost of every direct debit, recurring card payment, and subscription on your iPhone. A £3.99 weekly app is £207 per year — the figure your bank statement does not surface.

KEY FEATURES • True Yearly Projection. The annualised cost of every direct debit and subscription appears on one screen, including weekly plans. • Renewal Reminders. A notification arrives 1 day and 3 days before every charge so you can cancel in time. • Trial-Ending Warnings. A warning appears before any free trial converts to a paid subscription. • Gmail and iCloud Mail Scanning. Receipts are parsed on-device. Your inbox never reaches our servers. • Manual Entry. 100 popular UK services come pre-filled: Netflix, Spotify, NOW, Disney+, Apple One, Amazon Prime, ChatGPT Plus, Strava, Sky, BBC iPlayer, and more. • Cupertino Dark-Mode Design. Built to Apple Human Interface Guidelines. Zero advertising. No bank connection required. • Quiet Hours. Notifications pause during your sleep window.

HOW IT WORKS

1. Connect Gmail or iCloud Mail, or add subscriptions manually.
2. Subscriptions: Bill Tracker extracts renewal dates, prices, and billing cycles from your receipts.
3. Every recurring charge appears on a single screen with a clear annual total.
4. Reminders arrive 24 hours and 3 days before each renewal.

PRIVACY YOU CAN VERIFY • Email access is read-only. Parsing runs locally on your iPhone. • Subscription data stays offline with optional iCloud backup. • No advertising networks. No data brokers. No tracking of which services you subscribe to.

SUBGUARD PRO Unlimited subscriptions, AI receipt parsing for unusual senders, multi-account email scanning, and priority renewal alerts. 7-day free trial. Cancel anytime — and yes, this tracker will warn you before it auto-renews.