HulogTracker

Know your freedom before your next hulog.

Between your phone, laptop, appliances, and that BNPL splurge, it's easy to lose track of how much of your sahod is already spoken for. HulogTracker puts every installment from every lender in one place — then shows you the number that actually matters: how much freedom money you have left each cutoff.

Built around the Filipino 15th & 30th payday, not some generic monthly budget.

WHAT YOU CAN DO

• Sahod Freedom Bar — see your kalayaan money for every cutoff at a glance, with a clear breakdown of what's already going to hulog.

• Hulog Dashboard — track all your installments across Home Credit, BillEase, and any lender, in one honest view.

• "Kaya Ko Pa Ba?" Simulator — thinking of adding a new hulog? Simulate the hit to your freedom money for the coming months before you commit.

• Cutoff Calendar — know what's due on the 15th and 30th so nothing sneaks up on you.

• Payment Reminders — get nudged 3 days before each cutoff, on the due day, and with an optional weekly summary.

• Early Payoff Calculator — see how much interest you'd save by paying off a hulog early, and your free-and-clear date.

• Pressure Heatmap — spot your tightest months before they arrive.

• Receipt Keeper — snap a photo of your receipt or proof of payment and keep it attached to the hulog.

• Wins — mark a hulog fully paid and celebrate. Sarap ng bayad-utang!

PRIVATE BY DESIGN

• No login, no account, no sign-up. • Your hulog, sahod, and receipts stay on your device — we have no server and never see your data. • No ads profiling on your finances.

HulogTracker isn't a lender and isn't a generic expense tracker. It's a decision tool made for one thing: helping you stay in control before the next hulog, not after.

Add your hulog, set your sahod, and see your freedom. Kaya mo 'to, suki.