Guard Your Pay

Guard Your Pay — Your money, on your side.

Built specifically for British soldiers — not a generic budgeting app with a green paint job.

Most finance apps have no idea what GYH(T) is, don't know your pay date isn't the 1st of the month, and can't tell SFA from SLA. Guard Your Pay does.

KNOW WHAT YOU CAN SPEND, TODAY

See exactly how much you can safely spend before your next payday — recalculated daily, with no judgment if you go over. Just the number, straight.

CLAIM WHAT YOU'RE OWED

See your HDT (Home to Duty) and GYH (Get You Home) entitlements based on your duty station and accommodation — and a clear nudge if it looks like you're not claiming something you should be.

UNDERSTAND YOUR JPA PAYSLIP

Every line item, decoded in plain English. Know what X-Factor is, what you're actually being charged for SFA or SLA, and why your pay isn't what you expected this month.

SEE THE REAL COST OF CAR FINANCE

PCP or HP — know the difference before you sign. See the balloon payment hiding at the end of a PCP deal, and exactly what it does to your daily budget.

LONGER SEPARATION ALLOWANCE, SORTED

Select your LSA level and see it reflected in what you can actually spend, whether you're on exercise or deployed.

PLAN YOUR CAREER, NOT JUST YOUR MONTH

See what promotion actually means for your pay packet, get a straight answer on your AFPS pension, and a head start on what you're entitled to when you eventually leave.

CASH ISA, STOCKS & SHARES, OR LISA?

A plain-English guide with no jargon, plus a live projection slider so you can actually see what your savings could become — not just be told to "start saving."

BUILT FOR GUARDS RANKS, NOT GENERIC ONES

Gdsm, LCpl, LSgt — your actual rank structure, mapped to the right JPA grade. Because Lance Sergeant isn't a typo.

YOUR DATA STAYS ON YOUR PHONE

No bank login. No account to create. Everything stored on-device — your finances are your business. Whether you're newly badged or coming up to your pension point, Guard Your Pay is built to actually understand your pay, your allowances, and your life — not pretend you're a civilian with a 9-to-5 and a calendar-month salary.