Debt Snowball Calculator Snolo

The second half of 2026 starts now — make it the year you finally get debt-free. Add your debts, pick snowball or avalanche, and watch your payoff date drop.

Debt Snowball Calculator Snolo turns "how long until I'm debt-free?" into a clear date you can watch move closer every month.

Add your debts, choose a strategy, and Snolo builds a month-by-month payoff plan with accurate interest — no bank connections, no sign-up, and nothing ever leaves your device unless you export it yourself.

FOUR PROVEN PAYOFF STRATEGIES • Snowball — clear your smallest balance first for fast, motivating wins • Avalanche — target your highest APR first to pay the least interest • Custom — set your own debt priority • Hybrid — balance momentum and interest savings

See exactly how much interest you'll save and how many months you'll cut by putting a little extra toward your focus debt each month.

A DASHBOARD THAT KEEPS YOU GOING • Debt-free countdown with a circular progress ring • Debt, interest, and monthly-payment totals at a glance • "This Month's Plan" — the exact moves to make right now • Side-by-side strategy comparison • Milestones at 25%, 50%, 75%, and paid off • Clean payoff charts powered by Swift Charts

BUILT FOR REAL DEBTS • 9 categories: credit card, student loan, car, medical, personal loan, mortgage, BNPL, tax, and more • Track APR, minimum payment, due date, and balance for every debt • Per-debt progress so you always see how far you've come

EXPORT & BACKUP — YOUR DATA, YOUR CONTROL • Export your debt list and payoff plan to CSV • Generate a formatted, multi-page PDF payoff plan • Share via AirDrop, Files, Mail, and more • iCloud sync keeps everything current across your devices • Home Screen widgets: debt-free date, monthly payment, and focus debt • Optional payment and monthly-plan reminders

PRIVACY FIRST Snolo never connects to your bank and never asks for sensitive account logins. Every calculation happens on your device.

SNOLO PREMIUM Go further with a subscription that unlocks strategy comparison and the full experience: • Weekly plan • Yearly plan with a 7-day free trial

Prices are shown in the app in your local currency before you subscribe. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period, and you can manage or cancel it anytime in your App Store account settings. Any unused portion of a free trial is forfeited when you buy a subscription.

Start today and make your debt-free date real.

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