NZ Mortgage Calculator

Compare NZ mortgage rates across all banks, split your loan to save more, and get free rate-change alerts — all in one app.

Compare mortgage repayments from every major NZ bank — ANZ, ASB, BNZ, Kiwibank, Westpac, TSB, SBS Bank and Co-operative Bank — all in one place. Split your loan across multiple fixed terms to find the cheapest combination. Calculate extra repayment savings, estimate break fees, compare bank deals side by side, and track your mortgage progress against plan. Get rate alerts when rates drop, view historical rate trends for every bank, and see all current rates on one screen. Everything is free. No sign-up required except for Rate Alerts.