Mortgage Mate

Plan your property purchase with confidence. Mortgage Mate is a straightforward UK mortgage calculator that helps you understand the true cost of buying a home — from stamp duty to monthly payments to long-term equity. Features: UK Stamp Duty (SDLT) calculator with first-time buyer rates Monthly payment breakdown with overpayment modelling Equity build-up and interest vs principal charts Rate sensitivity heatmaps — see how rate changes affect you Property price comparison matrix across price bands Buy vs Rent+Save comparison to weigh your options Full yearly amortization schedule Maintenance, insurance, and service charge tracking Works entirely offline — no data leaves your device All calculations are illustrative estimates. Always consult a qualified, FCA-regulated mortgage adviser before making property decisions.