Dinero by TetsuoLab

Understand what you can safely spend, plan upcoming costs, grow savings goals and manage family money with calm forecasts, jars and Money Weather.

Dinero is a calm personal and family budget app that helps you understand what your money can safely handle.

Plan income, expenses, recurring payments and savings goals, then use clear forecasts to see what is available, what is protected and what is coming next.

MONEY WEATHER

Dinero turns your budget forecast into an easy-to-understand status, from calm conditions to more serious warnings.

See why your Money Weather changed, discover which payments are creating pressure and explore practical ways to improve your plan.

PLAN AHEAD

• Track salaries, freelance work, allowances, gifts and one-off income • Organise required bills, flexible spending and recurring expenses • Plan monthly, quarterly, yearly and custom payments • View forecasts from one month to eighteen months • See projected balances, low points and upcoming money events • Prepare gradually for future costs such as insurance, community fees or school expenses

SAVE WITH PURPOSE

Create savings goals, add money to visual jars and see how much is needed each day to stay on track.

Dinero protects planned savings before calculating what is safe to spend, helping you work towards your goals without losing sight of important payments.

MAKE BETTER SPENDING DECISIONS

Use “Can I buy this?” before making a purchase.

Dinero checks the price against your current money, upcoming expenses, safety buffer and savings goals. You can record the purchase, wait for a safer date or save the money instead.

WHAT-IF PLANNING

Explore possibilities without changing your real budget.

Test what might happen if you make a purchase, add a new monthly cost, delay income or adjust your plan.

REAL ACTIVITY

Mark income as received and expenses as paid, skipped or partially completed.

Dinero keeps a clear activity history, updates your wallet and lets you undo recent actions when something was entered by mistake.

FOR ADULTS, KIDS AND FAMILIES

Adult mode provides a complete personal budget and forecasting workspace.

Kid mode uses simpler language to teach pocket money, spending and saving through friendly jars and age-appropriate guidance.

Family mode includes household planning, child Spend, Save and Give jars, allowances, chores, rewards and purchase requests.

YOUR MONEY STORY

Review weekly and monthly summaries showing money in, money out, savings, differences and important forecast information.

DESIGNED TO FEEL CALM

• Light and dark modes • English and Spanish • Local notifications • Safety buffer • Demo budgets • Backup and restore • Detailed in-app guidance

Your budget information is stored locally on your device. Dinero does not require an account.