Dinero by TetsuoLab

Know what you can safely spend today, plan upcoming bills, grow savings goals and keep your budget in sync across devices—without linking a bank account.

Know what you can safely spend today—without connecting your bank.

Dinero turns your balance, income, bills, goals and safety buffer into one clear answer: what is safe to use now. Plan ahead, see what is coming next, test purchases before you make them and build savings without losing sight of essential payments.

SAFE TODAY

See the amount available after protecting the next seven days, your upcoming commitments, savings goals and chosen safety buffer. Dinero also calculates a practical safe-per-day amount.

PLAN BEFORE YOU SPEND

Add recurring or one-off income and expenses, mark payments as completed and review what is coming next. Longer-term forecasts reveal projected balances and possible pressure points before they become surprises.

GOALS THAT STAY VISIBLE

Create savings goals, move money in or out and see the total amount currently held across all your goals. Choose a focus goal to keep your most important target close at hand.

CHECK A PURCHASE FIRST

Enter a price in “Can I buy this?” and Dinero checks it against your current plan. Explore What If scenarios without changing your real budget.

QUICK, PRIVATE AND FLEXIBLE

• Record money in or out directly from Today • Move money between your balance and goals • See upcoming payments at a glance • Choose your preferred currency • Optional private iCloud sync • Local backup and restore • Adult, Kid and Family modes • English, Spanish, Brazilian Portuguese and European Portuguese • Light and dark appearance • No bank connection required • No Tetsuo Lab account required

Your information remains under your control. Dinero works locally and can optionally use your private iCloud account to keep your budget available across your Apple devices.

Dinero is a personal planning and organisation tool. It does not provide financial, tax or investment advice.