Fern: Budget & Expense Tracker

New: a calm, private way to budget. Track spending, bills, and savings goals by hand. No bank login, no subscription, everything stays on your device.

No banks. No accounts. No subscription. Just your money, entered by you and kept on your device.

Fern is a calm, private budget tracker for people who'd rather track money by hand than connect a bank. Add a transaction, pick a category, and see exactly where your money goes.

WHY FERN

• Truly private. No sign-up, no bank login, no analytics. Your data never leaves your device.
• Calm by design. A quiet, uncluttered interface, no ads, no noise.
• Fast to start. No onboarding marathon. Add your first expense in seconds.
• Free, with no subscription. Start tracking today.

WHAT YOU CAN TRACK

• Expenses, income, and transfers between accounts
• Multiple wallets with live balances and net worth
• Monthly category budgets with clear progress
• Recurring bills, with reminders so nothing slips
• Savings goals. Set a target and watch it grow
• Credit cards and amounts owed

EVERYDAY MONEY, AT A GLANCE

Fern shows safe-to-spend and cash runway so you always know where you stand this month. Custom categories, a fast keypad, and pinned favorites keep daily entry quick.

YOUR DATA, YOUR CONTROL

• Stored on-device, works fully offline
• Export to CSV anytime
• Back up and restore with a single file
• Optional Face ID / Touch ID lock

Fern runs on iPhone and iPad.

Start budgeting the calm, private way. Download Fern and add your first transaction today.