SpendFlex: Budget & Expenses

Track expenses, income, budgets and savings privately — no bank login. Now with payment methods on every entry, CSV import, multiple accounts and flexible sorting.

SpendFlex is the private, calm way to understand your money. No bank login, no account and no ads. Your data stays on your device, and you stay in control.

Log expenses in seconds, set a monthly budget, follow your savings goals and see where your money really goes.

WHY SPENDFLEX • Private by design: no bank connection or account required • Fast manual tracking that builds real spending awareness • Clear monthly budgets, daily allowance and category limits • Income tracking with sources like Salary, Freelance and Investments • Multi-currency logging with live conversion to your base currency

BUDGETS THAT FLEX • Monthly budget with remaining amount and days left • Category budgets with gentle over-limit warnings • Optional rollover for leftover or deficit • Custom month cycle for non-standard paydays • Daily budget view to know what is safe to spend today

SEE THE WHOLE PICTURE • Home chart for expenses or income • Spending by category, daily average and month progress • Smart insights for trends, subscriptions and spending spikes • Recurring charges and upcoming bills before they hit • Savings goals with progress and target dates

PREMIUM TOOLS • Custom categories and income sources • Receipt photos attached to transactions • Shareable PDF reports for any period • CSV and Excel exports • Private backup and restore through your own Files, iCloud Drive or Drive

BUILT FOR REAL LIFE • English, Spanish and Portuguese • Light and dark mode • Face ID / Touch ID lock • Offline-first storage • No spreadsheets, no bank passwords, no noisy dashboards

SpendFlex gives you a clear picture of your money without handing over your financial life.