Hamara Kharcha

Track expenses, bills, loans, investments, and gold — all your household finances in one place, built for India.

Hamara Kharcha is an all-in-one personal finance tracker built for Indian households — track everyday spending, recurring bills, loans, insurance, investments, and gold holdings in one simple app. WHAT YOU CAN TRACK

Transactions — log income and expenses, organized by category Budgets — set monthly budgets and see how you're tracking against them Bills — keep recurring bills and due dates in one place Loans & Credit Cards — track balances across loans and cards Insurance — keep policy details and premiums organized Investments — project your SIP (Systematic Investment Plan) corpus over time Reports — see spending by category and trends over time

SHARE WITH YOUR HOUSEHOLD

Invite family members to a shared household so everyone can log and see expenses together — perfect for couples, roommates, and families managing money as a team. SIMPLE & SECURE

Sign in quickly with Apple. Hamara Kharcha is a tracking and organizing tool, not a registered financial advisor — it doesn't provide investment, insurance, or loan advice.

Questions or feedback? Reach us at hello@hamarakharcha.in