Kharcha: An Expense Tracker

Kharcha makes expense tracking effortless and private. No sign-ups, no cloud storage, no data mining. Your financial life stays on your device, period.

1. Simple & Fast Log transactions in two taps. Whether it's your morning chai or monthly rent, Kharcha captures it instantly with an intuitive interface that gets out of your way.

2. Privacy at Its Best Your money is personal. That's why Kharcha works entirely offline by default. No accounts to create, no servers to trust, no data to leak. Optional Google Sheet sync puts you in control — only when you want it.

3. Budgets That Work Set spending limits for categories that matter. Watch your budget bars fill in real-time and know exactly where you stand before you overspend.

4. Insights You Can Use Beautiful charts and breakdowns reveal your spending patterns. Understand where your money goes without a finance degree.

5. Multiple Accounts Manage cash, bank accounts, credit cards, and savings separately. See balances at a glance and transfer between accounts seamlessly.

6. Google Sheet Sync (Optional) Prefer analyzing in spreadsheets? One-tap export to Google Sheets gives you the best of both worlds — simple daily tracking with powerful spreadsheet analysis.

Why Kharcha?

• 100% offline-first — your data never leaves your device
• No subscriptions, no ads, no tracking
• Clean, warm design that makes finance feel human
• Lightning-fast transaction entry
• Meaningful insights without complexity

Download Kharcha today and take the first step toward financial clarity.