Expense Tracker App: VaultHub

A finance app that shows your bills, cards and installments on one calendar — no bank login required.

VaultHub is a modern, privacy-first finance manager built for people who want full control without connecting their bank account. Track expenses, income, credit cards, subscriptions, loans and Buy Now Pay Later plans — all in one place, all entered by you.

WHY VAULTHUB?

• Beautiful calendar — see every payment before it happens
• Fast manual expense tracking
• Credit card management
• Installment & BNPL tracking (Klarna, Affirm, Apple Pay Later)
• Subscription reminders
• Receipt scanner
• Financial insights
• Works offline
• Private by design — your data never leaves your device unless you enable iCloud sync

FEATURES:

Transactions

• Track income and expenses in seconds
• Multiple currencies
• Categories and notes
• Business expense support
• Transaction reminders

Finance Calendar

• Visual calendar with every payment and transaction
• Daily and monthly overview
• Income, expenses, subscriptions and installments in one view

Credit Cards

• Track balances and limits
• Utilization monitoring
• Due date reminders
• Payment history

Installments & BNPL

• Support for Affirm, Klarna, Apple Pay Later and more
• Payment schedules
• Remaining balance tracking
• Progress monitoring

Loans

• Track loan balances and payment schedules
• Remaining term and payoff progress

Subscriptions

• Track recurring subscriptions
• Monthly and yearly costs
• Billing date reminders

Bills & Recurring Payments

• Never miss another payment
• Recurring bills
• Upcoming payments at a glance

Receipt Scanner

• Scan receipts with OCR
• Extract amount, date and merchant automatically
• Import photos from gallery

Smart Notifications

• Credit card due dates
• Budget alerts
• Large expense alerts
• Payment reminders
• Daily achievement nudges

Achievements

• 50 unique achievements across 4 tiers
• Streak tracking and XP system
• Unlock the exclusive Carbon theme at 25 achievements

Export & Reports

• CSV and PDF export
• Custom date ranges
• Charts and monthly reports

Customization

• Light, Dark and Auto themes
• Exclusive Vault theme (Pro)
• Carbon theme — unlocked through achievements
• Available in English, Spanish, Russian, Ukrainian, Japanese, German, French, Italian and Portuguese (Brazil)

VaultHub helps you stay in control of your money, payments and financial goals — without handing your bank credentials to anyone.

Privacy Policy: https://vollanddzaft.github.io/VaultHub/privacy.html Terms of Use: https://vollanddzaft.github.io/VaultHub/terms.html