Vault Finance

Built for Australians. Scan receipts, tag for tax, export your FY summary as a PDF — all 100% on your device.

The all-in-one personal finance app that stays 100% on your device. No account. No cloud sync. No ads. No data collection. Just your financial life — private, secure, and fully yours.

Vault Finance combines budgeting, investment tracking, and net worth monitoring in one beautifully designed, iOS-native app. Whether you're paying down debt, building your first $100K, or managing a diversified portfolio, Vault helps you see the full picture — without ever sending your data anywhere.

Everything you need to manage your money Zero-Based Budgeting

Take control of every dollar with flexible envelope-style budgeting.

Track spending by category Auto-categorize transactions as you type View monthly cash flow reports and charts Automate recurring transactions Import CSV files from your bank (Pro) Investment Tracking

Monitor your portfolio across markets and currencies.

Live prices for stocks, ETFs, and crypto (powered by Yahoo Finance & CoinGecko) Automatic trading-currency detection (ASX, LSE, NYSE, Tokyo, HKEX, and more) Multi-currency FX conversion (powered by Frankfurter ECB rates) Track dividends, allocation, and daily changes Full trade history with cost-basis averaging Net Worth Tracking

See your complete financial picture in one place.

Track assets and liabilities in 10 currencies Set milestone goals with ETA projections View 12-month net worth trend charts Analyze asset composition breakdown Save monthly snapshots over time Built for privacy

Your financial data stays on your device — always.

AES-256 on-device encryption Optional Face ID / Touch ID protection Password-protected backups you can export anywhere Zero telemetry Zero tracking Zero ads No account required Pricing Free

Includes everything you need to get started:

2 accounts 5 holdings 10 categories Full dashboard Full budgeting tools Pro

Unlock the full Vault experience:

Unlimited accounts Unlimited holdings CSV import & export Milestones Net worth trends Asset composition Monthly reports All future Pro features

Pricing:

$2.99/month $24.99/year $59.99 lifetime — pay once, own it forever Why Vault?

Most finance apps are either:

free, but monetize your data, or expensive subscriptions that keep increasing over time

Vault is different.

We believe personal finance should be private, transparent, and fair. That’s why your data never leaves your phone, and why we offer simple pricing — including a lifetime option.

Built by indie developers who were tired of bank-sync apps leaking data and subscription apps creeping higher every year. Vault is the personal finance app we wanted to use ourselves.

Support

Questions or feedback? We’d love to hear from you.

Support: willneeds.com.au/vault/support Email: support@willneeds.com.au Privacy Policy: willneeds.com.au/vault/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/