JoshMoney

JoshMoney helps USA Canadian sole proprietors and small businesses stay on top of day-to-day bookkeeping and payroll.

Track income and expenses, scan receipts, create invoices with GST/HST, run payroll with payslips, and export T2125-friendly reports for Wealthsimple Tax or your CPA. JoshMoney does not submit to CRA.

Features: • Dashboard with net profit, HST collected, and receivables • Quick expense and income entry with ITC support • Receipt scanning and merchant learning • Canadian invoices (BN/HST, PDF share) • Payroll: bi-weekly, weekly, or monthly per employee; hourly or salary • Payslips with vacation benefit pay, CPP/EI/tax estimates (T4127 reference) • Mileage log with CRA km rates • Offline-first — works without an account; optional cloud backup

Built for Ontario and other Canadian provinces. Tax disclaimer: reports and payslip deductions are for reference only — confirm with your accountant before remitting or filing.