Portfio: Property Portfolio

Track equity, refinance windows, tax and CGT across your buy-to-let portfolio. Live UK sold-price data, stress testing and a property-vs-stocks comparison.

Portfio is the property intelligence app for UK landlords and buy-to-let investors. See your whole portfolio — equity, cashflow, leverage, tax and risk — in one clear dashboard, with figures grounded in live UK data.

WHAT YOU CAN DO

Portfolio dashboard See total net equity, portfolio value, debt, monthly rent and cashflow at a glance, with historic trends over 1, 5 and 10 years.

Multi-source valuation Every property is valued from HM Land Registry sold prices, an EPC floor-area model and your own figure — with a clear consensus and confidence range.

Refinance intelligence Properties are ranked by saving and equity-release opportunity, with fix-end tracking so you never miss a remortgage window.

Tax & structure modelling Compare holding personally vs through a limited company across basic, higher and additional rates. Section 24, corporation tax with marginal relief, dividend tax and CGT estimates are all modelled on current UK rates.

Risk & stress testing Model parallel rate rises and void periods across the whole portfolio and see the effect on interest cover and margin.

Sale calculator See what you'd actually walk away with after estate agent fees, legal costs, early repayment charges, mortgage redemption and CGT.

Property vs stocks A fair, like-for-like comparison: what your deposits would have become in a global index, the S&P 500 or the FTSE 100 over the same dates — with dividends reinvested.

Portfolio map & insights Every property geo-located, plus per-property historic equity charts.

SUBSCRIPTION PLANS

• Starter — up to 2 properties
• Standard — up to 5 properties, plus tax and risk modelling
• Pro — unlimited properties, vs-stocks, per-property charts and insights

A subscription is required to use the app. Billing is handled by the App Store; cancel anytime in your Apple account settings.

Portfio is an information and modelling tool. The figures are estimates and not financial, tax or investment advice — always consult a qualified professional before making decisions.

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