SpendSmartAI - Expense Tracker

SpendSmart AI is the expense tracker that thinks for you. Type "coffee 5" or just say it, and the AI fills in the amount, category, and date. Snap a receipt and it fills itself in (Pro). No bank login — which means no forms, no dropdowns, no linking your accounts.

Works across your devices

iPhone, iPad, and web, all in sync. Start on your phone, finish on your laptop. Most expense trackers lock you to one device. This one follows you everywhere.

Three ways to add an expense

Type it — "lunch 14" and it's categorized Say it — voice entry, hands-free Scan it — photograph a receipt, details auto-fill (Pro)

Free Tier

Unlimited manual expense tracking Monthly AI smart-entries to try Voice entry 12 months of history Budgets and insights Works fully offline

Pro Tier

Unlimited AI entry, voice, and receipt scanning Receipt scan — snap and auto-fill Unlimited history A monthly AI breakdown of your spending Recurring expenses PDF and CSV export

No bank login. Ever.

We never connect to your bank. No Plaid, no aggregators, no account access. Delete it all anytime. Real budgeting without handing over your bank credentials.

Fair pricing for your country

Pro is priced for where you live, not one flat US price for the whole world.

Freelancer, traveler, or just trying to see where the money goes — download free and start tracking in seconds.

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