Down payment & FHSA tracker
Finally, a first-home savings tracker built for Canada. Track your FHSA & TFSA, plan the real cost of buying, and watch your home take shape.
homefund. Save for your first home, together
Saving for your first home is the hard part. homefund makes it feel good. Set your goal, add what you've saved, and watch a little house build itself, from foundation to framing to move-in day, as you get closer. Every dollar you add builds it a little further.
Saving with a partner?
homefund is made for two. Track each person's contributions, see who's put in what with a clear split, and watch one shared home fund grow together. (Saving solo works beautifully too.)
Made for how Canadians actually save
homefund understands FHSA, RRSP, TFSA, and regular savings, not generic "accounts." Log contributions to each, see your full picture in one place, and keep an eye on your FHSA and TFSA contribution room so you know how much you can still put in this year and over your lifetime.
Powerful tools to plan the real cost
homefund now does the math behind the purchase, not just the savings. Find out what you can actually afford, stress-tested the way a lender qualifies you. See your real monthly mortgage payment with CMHC insurance included. Check land transfer tax for your province and city, including first-time-buyer rebates. And get an itemized estimate of the total cash you'll need to close. Every number follows current federal, provincial, and city rules.
A goal that's grounded in reality
Tie your target to a benchmark home price for your city and a down-payment percentage that fits your plan. Update it anytime as the market moves, and see your savings tracked against your target over time.
Private by design
Your information stays on your device. No account to create, no sign-up, no servers, and no ads. homefund never connects to your bank, so you're always in control of what you enter.
What homefund gives you
A goal you can actually see, a home that builds as you save
Per-person contribution tracking for couples
FHSA, RRSP, TFSA, and savings, all in one place
FHSA and TFSA contribution-room tracking
Affordability that's stress-tested like a lender
Mortgage payments with CMHC, land transfer tax, and cash to close
Land transfer tax by province, with first-time-buyer rebates
Itemized closing costs
City benchmark pricing and down-payment targets
Light and dark mode
Calm, beautiful, and completely ad-free
Coming soon
Cross-phone sync for couples, so you and your partner can each update your shared home fund from your own phone, is on the way in a future update.
Start today, and watch your first home take shape.
homefund is a personal tracking tool and does not provide financial, tax, or investment advice. Contribution limits and rules are set by the CRA and can change. Figures and benchmark prices are general estimates. Always verify with the CRA or a qualified professional.
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