Our Future Home

Buying a home is one of the biggest financial decisions you will ever make. Our Future Home helps you plan with clarity, whether you are buying alone or with a partner.

Enter your income, everyday expenses, and the home you are considering. The app instantly shows your monthly budget breakdown, mortgage payment, and how much you may have left at the end of each month.

For couples Each person's income and expenses are tracked separately. Shared costs like groceries and utilities can be split proportionally or however you choose. You can both see your own financial picture side by side before making a decision.

Mortgage calculator built in Enter the home price, down payment, and interest rate to see your monthly payment. The app calculates CMHC insurance automatically when your down payment is under 20 percent, and stress tests your mortgage at 2 percent higher to help you prepare.

Budget breakdown you can trust See your gross income, net income, personal expenses, savings goal, housing share, shared expenses, and what is left. No guesswork and no spreadsheet required.

Financial summary and stress test Review your Gross Debt Service (GDS) ratio, test affordability at higher rates, and see emergency fund targets for 3 and 6 months. Closing costs such as welcome tax, notary fees, and inspection costs are also estimated automatically.

*Shareable PDF report Generate a clean financial report with your scenario label and share it with your realtor, mortgage broker, or financial advisor. No account is required to share.

Syncs across your Apple devices When you sign in with Apple, your plan stays in sync across your iPhone and iPad through iCloud, without sharing your data with third parties.

Privacy first Continue without an account and your plan stays on your device only. Sign in with Apple to sync securely through iCloud. No ads, no data sold, and no third party tracking.

Available in English, French, Spanish, German, and Portuguese.