WhatPay - MPC Web3 Wallet

Optimize experience and fix bugs

WhatPay Wallet is a seedless, self-custody, multi-chain crypto wallet. Your private key is generated on your device using MPC and never exists as one whole key — WhatPay can never access or move your funds.

SECURE BY DESIGN

• Seedless MPC: no 12-word seed phrase to lose, leak, or have stolen.
• Your key is split into encrypted shares; a complete private key is never assembled in one place.
• Face ID approves every transfer, and signing happens only on your device.
• True self-custody: only you can authorize a transaction.

ONE WALLET, 38+ CHAINS

• Bitcoin, Ethereum, BNB Chain, Solana, Tron, Base, Arbitrum, Optimism, Polygon, Avalanche, Cosmos, TON, Sui, Aptos, NEAR, XRP, Litecoin, Dogecoin and many more.
• See all your balances and tokens across every chain in one place.

SEND & RECEIVE

• Receive with a QR code or shareable address on any supported chain.
• Each send is signed on-device with Face ID.
• Clear, per-asset transaction history.

LIVE MARKETS

• Follow real-time prices for trending tokens, major coins, tokenized stocks and RWA.
• Built-in anti-spam filtering hides scam tokens.

RECOVERY YOU OWN

• Set your own recovery code and restore on a new device — without ever exposing your keys to WhatPay or anyone else.

WhatPay Wallet is non-custodial and does not provide any cryptocurrency exchange. You are always in control of your assets.