Kaya - Expense Auto-Tracker

Kaya is an AI expense tracker that logs your spending where it happens — no manual entry.

Most trackers make you type. Kaya doesn't. Tap with Apple Pay → logged. Snap a receipt → AI reads every line and sorts it. Forwara bank or merchant email → AI files it. Drag in a bank statement → every transaction reconciled. Then see exactly where your money goes, by category and by month.

AI DOES THE DATA ENTRY • Receipt photos — AI reads the amount, merchant, date and line items • Bank & merchant emails — forward them and AI extracts the expense • Plain language — type "12.50 lunch at the hawker centre" and AI parses it • Auto-categorisation — AI sorts every expense and learns from your corrections

CAPTURE IT HOWEVER IT HAPPENS • Apple Pay — a one-tap Shortcut auto-logs every Apple Pay purchase • Siri & the Action button — "Add a Kaya expense," hands-free • Statement upload — drag in a PDF or CSV and reconcile against your accounts

BUILT FOR REAL MONEY LIVES • Multi-currency with automatic conversion • Households for couples and roommates, with private and shared accounts • Net worth across all your accounts, in one place • Bank-statement reconciliation — match your records against the bank's truth • Export any month's expenses to CSV whenever you want

PRIVACY IS THE DEFAULT • Sign in with Apple • No bank credentials — Kaya never connects to your bank directly and never sees card numbers • Anonymous, opt-out analytics — turn usage and crash reporting off anytime in Settings → Privacy • Delete your account and all your data in a couple of taps

FREE, WITH NO CATCH • Every feature is free — including AI capture • No ads, no in-app purchases, no subscriptions

Privacy Policy: https://kaya.lahbacana.com/privacy Terms of Use: https://kaya.lahbacana.com/terms