Moni: Budget & Expense Tracker

Understand your month at a glance with a shareable Monthly Recap, clearer recurring payments, smarter loan tracking, and a smoother Moni experience.

Your money, finally organized.

Moni is a personal finance planner that helps you understand, organize, and plan your money without connecting your bank accounts.

Keep your accounts, cards, loans, investments, budgets, bills, transactions, and savings goals together in one clear place.

TRACK YOUR MONEY

• Record expenses, income, and transfers. • Organize transactions with categories, subcategories, tags, payees, and notes. • Add transactions faster with AI-assisted voice entry. • Import transaction history from CSV files. • Manage money in multiple currencies with exchange rate support.

PLAN AHEAD

• Create flexible budgets and follow your progress. • Set savings goals and record your contributions. • Schedule recurring transactions. • Receive reminders for upcoming bills and payments. • Plan how unused budget amounts carry into future periods.

SEE YOUR COMPLETE FINANCIAL PICTURE

• Organize cash, bank accounts, credit cards, loans, and investments. • View your balances and financial activity in one place. • Keep personal and shared household finances organized. • Sync your information across your devices. • Use Apple Shortcuts for quick transaction entry.

DESIGNED FOR REAL LIFE

Moni gives you the flexibility to record and organize your finances your way. You decide what information to add, how to categorize it, and what you want to track.

Moni does not connect to financial institutions, request bank credentials, move money, provide loans, execute investments, or provide financial, tax, legal, accounting, or investment advice.

MONI PREMIUM

Unlock Moni Premium with a monthly or annual auto-renewable subscription.

Eligible new subscribers can start with a 7-day free trial. Subscriptions are billed through your Apple Account and renew automatically unless canceled. You can manage or cancel your subscription in your Apple Account settings.

Privacy Policy: https://usemoni.app/privacy/

Terms of Use: https://usemoni.app/terms/

Support: https://usemoni.app/support/