LODI Utang Tracker

New: Pull your Utang Wallet apart like real cards in your hand. Hold, drag, and watch your pile fan out — bawat utang, kita agad!

LODI helps you track utang (debts) with friends without the awkwardness.

Lending a little cash to a barkada, splitting a bill, fronting a Grab fare — it happens all the time, and it's easy to lose track of who owes who. LODI keeps a clear, shared record so nobody has to be "that friend" who brings up money first.

HOW IT WORKS

• Add a Ka-LODI (friend) and log an utang — amount, reason, and who owes who
• Your friend gets a link to confirm or dispute the entry
• Mark "Bayad" when it's settled, and your friend confirms on their end
• Build trust over time with vouches — quick badges friends give each other for paying on time

WHY PEOPLE USE LODI

• No more "sabi mo babayaran mo" arguments — every utang has a timestamped, two-sided record
• Gentle reminders so utang doesn't get forgotten
• Vouches turn a private habit (paying people back) into visible reputation among friends
• Built for how Filipinos actually track utang — casual, friend-to-friend, walang bank account kailangan

LODI is not a lending or payment app. It doesn't move money, issue loans, or charge interest — it's a shared record-keeping tool for debts you've already agreed to between friends.