Ledger: Pay Cycle Planner

Plan around payday, not calendar months. Track income, upcoming expenses, savings and what’s left - all in one private, pay-cycle-first app.

Life doesn't follow a monthly schedule.

Rent, groceries, subscriptions, payment plans and unexpected expenses don't all happen on the same day. Ledger is designed around your pay cycle, so you always know what's coming in, what's going out, what's being set aside and what's left before your next payday.

Whether you're paid weekly, fortnightly or monthly, Ledger gives you a clear picture of your finances without the complexity of traditional budgeting apps.

PLAN AROUND YOUR PAY CYCLE

• Support for weekly, fortnightly and monthly pay cycles • Manage multiple income streams in one place • Flexible tax calculations with per-income tax settings • Salary, hourly and variable income support

STAY AHEAD OF UPCOMING EXPENSES

• Track recurring and one-off expenses • Mark expenses as paid or defer them when plans change • Keep future payments visible before they sneak up

ORGANISE YOUR MONEY

• Set aside money into custom allocation pockets • Optionally track spending within each allocation without turning Ledger into a transaction tracker • See where your money is going while keeping the focus on the bigger picture

DESIGNED FOR CLARITY

Ledger is more than a budgeting app. It's your financial planning space. Everything is designed to help you understand what's coming in, what's due, what's being set aside and what you'll have left before payday.

PRIVACY FIRST

Ledger doesn't require bank connections. Your financial planning data stays with you and is securely stored using your personal iCloud account.

Personal finance, planned around payday.

Terms of Use: https://useledger.co/terms/