Ledger - Time is Money

Most budgeting apps tell you what you spent. Ledger shows you what it cost.

That coffee? 22 minutes of work. That impulse buy? 3 hours. When you see spending in time instead of money, every purchase feels real — and the ones that aren't worth it become obvious.

Ledger is a clean, private spending tracker built for students and young professionals who want to be more intentional with money — without the spreadsheets, bank logins, or overwhelming dashboards.

What makes Ledger different: — Every entry shows you the time cost based on your hourly rate — Your data stays on your device. No accounts, no syncing, no sharing — Log a spend in under 5 seconds — Daily reminders to keep the habit going — Dark mode that actually looks good

Free features: — Unlimited spending entries — 6 customisable categories — Weekly spending overview with category breakdown — Monthly budget goal — Daily log reminder with custom time — Currency selector

Premium features: — Full monthly summary with written overview — Spending by category and week-by-week breakdowns — 4-month trends chart — Savings goal tracker — Unlimited history

No bank connections. No ads. No data collection. Just you and your spending. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/