Ledger - Time is Money

Track every purchase as time worked, not just dollars spent. See your spending the way it actually feels.

Most budgeting apps tell you what you spent. Ledger shows you what it cost.

That coffee? 22 minutes of work. That impulse buy? 3 hours. When you see spending in time instead of money, every purchase feels real — and the ones that aren't worth it become obvious.

Ledger is a clean, private spending tracker built for students and young professionals who want to be more intentional with money — without the spreadsheets, bank logins, or overwhelming dashboards.

What makes Ledger different: — Every entry shows you the time cost based on your hourly rate — Your data stays on your device. No accounts, no syncing, no sharing — Log a spend in under 5 seconds — Daily reminders to keep the habit going — Dark mode that actually looks good

Free features: — Unlimited spending entries — 6 customisable categories — Weekly spending overview with category breakdown — Monthly budget goal — Daily log reminder with custom time — Currency selector

Premium features: — Full monthly summary with written overview — Spending by category and week-by-week breakdowns — 4-month trends chart — Savings goal tracker — Unlimited history

No bank connections. No ads. No data collection. Just you and your spending. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/