TumiaX

Unlock instant credit using your car, motorcycle, land, or house — without selling your assets. Fast, secure, and flexible with TumiaX.

Transform Your Assets into Cash with TumiaX

Turn your physical assets into cash without selling them. Whether you own a motorcycle, car, land, or house, TumiaX helps you unlock their value and access instant liquidity directly in your wallet.

HOW IT WORKS

Create an Account – Sign up with your email in under a minute Complete KYC – Verify your identity (required for credit access) Add Assets – Register your motorcycle, car, land, or house Get Verified – Our team verifies your assets within 1–2 days Access Credit – Receive credit based on your asset value Spend Freely – Use your credit for payments, transfers, or withdrawals

Only pay for what you use. You are not charged if you do not spend your credit.

ASSET-BACKED CREDIT

Your assets determine your credit limit:

• Motorcycles: Up to 80% of verified value • Cars: Up to 85% of verified value • Houses: Up to 70% of verified value • Land: Up to 60% of verified value

Each asset creates its own credit line. Add multiple assets to increase your total credit limit.

KEY FEATURES

• Instant Credit Access – Get credit as soon as your assets are verified • Flexible Repayment – 30-day repayment window with no early repayment penalties • Keep Ownership – Your assets remain yours; you are unlocking value, not selling • Send Money – Transfer funds instantly to other TumiaX users • Withdraw to Bank – Move funds to your bank account or mobile wallet • Track Spending – Real-time transaction history and insights • Secure and Encrypted – Bank-level protection for your data

SAFE AND SECURE

• End-to-end encryption for sensitive information • KYC verification to prevent fraud • Secure JWT-based authentication • Regular security audits and updates

BILINGUAL SUPPORT

TumiaX is available in both English and Swahili, making it accessible across Tanzania and East Africa.

SUPPORTED ASSETS

• Motorcycles and scooters • Cars, SUVs, and trucks • Residential houses • Vacant land

More asset categories coming soon.

Download TumiaX today and unlock the value in your assets.