cashtime – car title loan

Need cash? Use your car as an asset. cashtime provides an auto collateral loan in Ukraine – up to ₴1,000,000. You keep your car and ownership. Online application with no paperwork hassle. Payout to your card – typically within 60 minutes after signing.

This is convenient when you need a loan using your car and cash secured by your vehicle with payout to card.

What is a car title loan / auto collateral loan? It’s a secured loan where your vehicle acts as collateral without losing ownership – you keep driving. You can apply online in a few steps right in the app. We are not a pawnshop: we don’t take your car or store it on a lot; we register a lien and you continue to use your vehicle.

We consider applications with any credit history. Final approval depends on collateral valuation and document review.

Loan terms:

1. Amount: up to ₴1,000,000
2. Daily interest: from 0.16%
3. Up to 70% of market value of the car
4. Term: 6–48 months
5. Payout to your bank card – typically within 60 minutes after signing
6. Your car and ownership remain with you
7. Lien release on the day of repayment
8. Licensed by the National Bank of Ukraine to provide loans and banking metals in credit

How it works:

1. Download the cashtime app
2. Complete an online application in a few steps
3. Get a decision without paperwork hassle
4. Receive funds to your bank card
5. Keep using your car as usual

Who is it for?

1. Entrepreneurs needing working capital
2. Home renovation, travel, or medical expenses
3. Those who prefer non-bank options

Loan example*:

1. Loan amount: ₴200,000
2. Term: 24 months
3. Daily interest: 0.16% (~6.8% monthly)
4. Interest charges: ₴336,880
   • Issuance fee: ₴4,000
   • Maintenance fee: ₴2,000
   • Other credit services: ₴4,000
5. APR (real annual rate): 134.4%
6. Total cost of credit: ₴536,880

*Example parameters: car not older than 10 years; usage format – “Driving” (you keep the car). Actual terms depend on vehicle parameters, usage format, and loan term.

Transparency & safety:

1. Licensed by the National Bank of Ukraine to provide loans and banking metals in credit
2. Clear terms, no fine print
3. Early repayment – no penalties

Your car is your asset. Use it wisely with cashtime.

UNIT Financial Company LLC. Licensed by the National Bank of Ukraine to provide loans and banking metals as of 25.03.2024. More information: https://cashtime.com.ua/public-information/