HXchat

This budgeting app focuses on collaborative expense tracking for multiple users: it features a clean, intuitive design that allows you to create both personal and shared ledgers simultaneously. You can invite roommates, partners, or family members to join and jointly manage expenses. Within shared ledgers, you can customize categories for shared costs (such as rent, utilities, and group meals), and the system automatically calculates each person's share and outstanding balances—no manual reconciliation needed. The home screen displays, in one view, the total income and expenses for the current period, individual contributions, and remaining balances. Data is locally encrypted and can be exported as CSV files for backup.