PennyTrac

PennyTrac is your complete personal finance tracker—everything in one place, all processed safely on your device.

SEE THE FULL PICTURE • Dashboard with monthly and custom date ranges • Charts for spending, income, and categories • Net worth tracking across assets, investments, savings, and debt • Financial health alerts and insights

TRACK EVERY PART OF YOUR MONEY • Income — salary, business, bonuses, tax, PF, deductions, recurring pay • Expenses — categories, subcategories, essential vs non-essential, recurring bills • Savings — accounts and goals • Investments — stocks, funds, recurring contributions, global exchanges • Assets — property, vehicles, and more • Debt — loans with EMI, interest, balance, and due dates • Insurance — life, health, auto, property, travel policies and premiums • Goals — targets, deadlines, and progress

POWERFUL REPORTS • Analytics: cash flow, category breakdown, debt analysis, health scorecard • Monthly and yearly financial summaries • Dedicated income, expense, and goals reports • Export professional PDF reports for detailed analysis

SMART & SECURE • Local notifications for bills, goals, spending, and milestones • Face ID / Touch ID or 6-digit PIN to lock the app • Multi-currency and regional formats (USD, EUR, INR, and more) • Import and export your data via CSV

PRIVACY-FIRST BY DESIGN • Your financial records stay on your iPhone or iPad in local database. • No sign-in required to use the app; you enter and own your data. • Export, import, or delete all your data anytime from Settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy Policy: https://github.com/ledgeitapp/privacy-url/blob/main/privacy.md

PennyTrac is for personal tracking and informational reports only—not financial, tax, or investment advice. Always verify figures and consult qualified professionals for important decisions.