PayOverview

Calculate your net pay free – Sweden, Denmark, the UK & Germany. Premium: track your salary over time, plan your pay negotiation and see your market position.

SalaryCheck gives you full control of your salary and tax — in Sweden, Denmark, the United Kingdom and Germany.

Enter your gross salary and instantly see what you actually take home after tax, in seconds. Switch country in Settings to calculate Swedish, Danish, British or German tax with the correct local rules.

The calculator is free. Premium unlocks salary history, insights and pay negotiation.

SEE THE FULL TAX BREAKDOWN • Sweden: municipal & regional tax, national income tax, basic allowance, earned income tax credit (jobbskatteavdrag), burial fee, optional church fee • Denmark: AM-bidrag (8%), bundskat, mellemskat & topskat, top-top tax (new in 2026), kommuneskat, kirkeskat, beskæftigelsesfradrag & personfradrag, ATP, tax ceiling • United Kingdom: Income Tax (including Scottish rates), National Insurance, student loan plans (Plan 1–5 & postgraduate), personal-allowance taper • Germany: income tax (Lohnsteuer, §32a), solidarity surcharge, church tax, health/pension/unemployment/long-term-care insurance, tax class (Steuerklasse I–VI), federal state and children

SALARY NEGOTIATION See what a pay rise actually puts in your pocket before your review. Adjust by percentage or exact amount and see your new gross salary, total tax and net pay side by side with your current pay. Prepare a negotiation pitch and keep a history of your negotiations and their outcomes.

INSIGHTS A swipeable set of insight cards: • Your journey — your salary path over time with average yearly growth (CAGR) • Real growth — your pay vs inflation (real purchasing power) • Forecast — where your salary is heading • The Market — the best-paid occupation groups, with your own job and salary drawn in (tap to open the full ranked list) • Market position — where you sit within your own occupation (P10–P90) • Career steps — job-change raises vs internal raises • Negotiation history

SALARY HISTORY Log your salaries over time and follow your development in an interactive chart. Drag along the graph for exact gross and net at any point, and compare against inflation.

EMPLOYER COST See your total cost to your employer including employer contributions — Sweden's standard, reduced youth and senior rates (per the Swedish Tax Agency), and Germany's employer social-security shares.

APPLE WATCH Your net salary and tax breakdown on your wrist, for all four countries. Turn the Digital Crown to adjust your gross and see take-home; swipe to the negotiation page. The watch follows the country and language from your iPhone.

MORE • Multiple income sources (salary + pension, benefit or sick pay) • All Swedish & Danish municipalities; Scottish taxpayer & student-loan options (UK); tax class & federal state (Germany) • Tax-table simulation (Sweden) • Higher allowances for ages 66+ (Sweden) • iCloud sync across your devices • Share your calculation as an image • Updated every year with new tax rules

Languages: Swedish, English, Danish and German Geographic coverage: Sweden, Denmark, the United Kingdom and Germany