SalarySnap

Now with a 14-day free trial. Explore Pro tools like pension optimiser, salary sacrifice simulator, and tax trap alerts. All updated for 2026/27 HMRC rates.

SalarySnap is a UK salary calculator designed for clarity. Enter your gross salary and instantly see what you actually take home after income tax, National Insurance, pension, and student loan deductions — broken down by year, month, week, and day.

Built for every UK region with full support for England, Wales, Scotland's six-tier tax bands, and Northern Ireland. Updated with HMRC 2026/27 rates.

CALCULATE

• Gross-to-net and net-to-gross calculation
• All five student loan repayment plans
• Salary sacrifice and auto-enrolment pension
• Custom HMRC tax code support
• Personal Allowance tapering above £100,000
• Marginal rate analysis: see the exact rate on your next pound earned

SMART ALERTS SalarySnap flags tax traps and benefit clawbacks that other calculators miss:

• £100k tax trap: the hidden 60%+ marginal rate zone between £100k and £125k
• Fiscal drag: shows how frozen thresholds quietly cost you more each year
• Child Benefit clawback: calculates your exact HICBC charge
• Childcare entitlement risk: warns when you're about to lose 30 Hours Free Childcare or Tax-Free Childcare

COMPARE JOB OFFERS Don't compare headline salaries — compare what you actually take home. Side-by-side breakdown with independent bonus, employer pension match, tax region, and student loan plan for each offer.

STRATEGISE Six tools to help you keep more of what you earn:

• Pension Optimiser: model contribution changes and see your projected pension pot
• Bonus Calculator: see what you really take home from a bonus
• £100k Tax Trap Visualiser: interactive chart of the 60%+ marginal rate zone
• Salary Sacrifice Simulator: model pension, Cycle to Work, and EV lease schemes
• Cost of Living: compare 20+ UK regions with equivalent salary calculations
• Tax Year Comparison: see how frozen thresholds affect your pay year over year

PRIVACY FIRST All calculations happen on your device. No data is collected, stored, or shared. No account required.

SalarySnap is not financial advice. Always consult a qualified professional for decisions about your tax or financial planning.

SUBSCRIPTION INFORMATION SalarySnap is free to use with core features. Pro features are available with two options:

• Annual Pro: £7.99/year
• Lifetime Pro: £19.99 one-time purchase

Payment will be charged to your Apple ID account at confirmation of purchase. Annual subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. You can manage or cancel subscriptions in your Apple ID settings.

Privacy Policy: https://salarysnap.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/