Kibo: Smart Money Tracker

Kibo is a money tracker that does the boring part for you. Type "Starbucks 4.80", snap a receipt, or paste a banking alert. The AI picks the right category and the right emoji, every time.

Most expense apps make you classify, tag, and label every line. Kibo flips it. The second you write the merchant name, your money is already sorted. By the end of the month, you know where it went.

What's inside • AI categorization. Type a merchant and the category lands before you finish typing. • Receipt OCR. Photograph any receipt and Kibo pulls out the merchant, the amount, the date. • Subscription radar. Every recurring charge in one place. See "Netflix renews tomorrow" before it does. • Monthly view. A clean breakdown of where your money actually went, sorted by category. • Voice and banking alerts. Speak the transaction or paste the alert from your bank app. • Apple Watch. Add an expense from your wrist in two taps. • Live Activity. Today's spending on your Lock Screen and in the Dynamic Island. • Widget. Glance at your monthly total without opening the app.

Privacy first Kibo doesn't share your data. We don't sell it. We don't show ads against it. Your transactions are tied to your account, encrypted in transit, and you can delete everything anytime.

Free and Premium Free: 45 transactions a month, full features. Premium: unlimited transactions and OCR scans, less than the price of a coffee. Invite a friend and get 5 extra free transactions per friend, up to 15.

Made for daily use Designed for iPhone with iOS 26 Liquid Glass. One-tap entry via the Apple Pay shortcut, Siri shortcuts, and a home screen widget.

Languages English, Castilian Spanish, Hindi, Russian and Filipino.

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